A DECISION SCIENCE FRAMEWORK FOR INTEGRATING GREEN FINANCIAL TECHNOLOGY AND INCLUSION TO ENHANCE SME FINANCIAL STABILITY
DOI:
https://doi.org/10.18623/rvd.v22.n6.3933Palabras clave:
Green Financial Technology, Green Inclusion, Financial Resilience, SMEsResumen
As digital finance rapidly evolves in Industry 5.0, organizations truly require a project management approach. It should effectively balance technological innovation with sustainability objectives. In response to this critical need, the present study introduces a new framework. This positions Green Financial Technology (Green FinTech) and Green Inclusion as pivotal. This helps in strengthening the financial resilience of small, and medium-sized enterprises (SMEs) in Deli Serdang, Indonesia. The study uses a quantitative approach. It draws on Structural Equation Modeling–Partial Least Squares (SEM-PLS), a quite advanced statistical tool. The data set? One thousand SMEs. The outcomes do suggest the core role of Green FinTech is quite undeniable. Notably, it widens access to digital financial services for all parties concerned. It may also improve the productivity of business operations. I find the increased use of environmentally conscious innovations fascinating too. Although Green Inclusion is showing a more subdued influence; its contribution remains really rather meaningful. It meaningfully expands the scope of equitable financing possibilities for many. Taken as a whole, these ingredients reveal digital metamorphosis executed with project initiatives can boost lasting financial gains and nurture an economic ecosystem that is more accepting. This empirical substantiation of that framework provides a notable insight to project management scholarship, yes it does. Digital finance, sustainability-centered inclusion and SME resilience link quite easily in this way, quite easily indeed. Further it presents important directives for policy experts or any other people and project chiefs, involved with newly established market contexts.
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