ENHANCING THE EFFECTIVENESS OF CREDIT ACCESS FOR WOMEN – CURRENT SITUATION AND PROPOSED SOLUTIONS
DOI:
https://doi.org/10.18623/rvd.v23.5700Keywords:
Gender Equality, Credit, Credit Access, Women, VietnamAbstract
The article analyzes the factors influencing Vietnamese women’s access to credit. The analysis is based on data collected from 467 observations of women across different localities. The study’s findings indicate that the following factors affect women’s credit accessibility: the number of credit service access points, the proportion of women accessing formal credit, the frequency of loan usage, the rate of use of microcredit products, the suitability of credit products, and the quality of credit services. Based on these results, the article proposes several recommendations directed at State management agencies, credit institutions, associations (and other organizations), and women themselves to enhance women’s access to credit in the current context.
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